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While $100,000 might not seem like a substantial retirement fund, with careful planning and strategic decisions, you can make it work for you. Here are seven strategies to help you retire comfortably on a limited budget: 1. Downsize Your Living Situation Consider moving to a smaller home or apartment to reduce housing costs. This can significantly lower your monthly expenses and increase your disposable income, allowing you to save more for retirement or other financial goals. A smaller home can lead to a simpler, less stressful lifestyle, reducing the need for extensive maintenance and upkeep. Tips for Downsizing: Assess Your Needs:  Carefully evaluate your current living situation and determine the essential features for your comfort and convenience. Consider Location:  Explore areas with lower cost of living, such as smaller towns or suburbs. You may want to consider moving outside the United States.  Explore Housing Options:  Consider various housing options, including condos, t